LIVE · DeFiLlama
Stablecoin APY Tracker
Real-time yields on USDC, USDT, DAI, USDe across Aave, Compound, Yearn, Convex, and 600+ protocols. Refreshes every 60s.
| Protocol | Asset | Chain | TVL | APY | Base | Rewards | IL Risk |
|---|---|---|---|---|---|---|---|
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Data: DeFiLlama Yields. Last updated: —.
Understanding Stablecoin APY
Base APY vs Reward APY
Base APY = real fees/lending interest. Reward APY = protocol token emissions that decay over time. Always check the Base column above.
Sustainable Ranges
5-10% APY on USDC/USDT via Aave/Compound is sustainable. Yields above 15% usually involve leverage or emissions that will fade in weeks.
Depeg Risk
UST collapsed in 2022 (-99%). Always diversify across USDC, USDT, DAI. Avoid algorithmic stablecoins without transparent reserves.